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Federal Law requires us to tell you how we collect, share and protect your personal information. Our Privacy Notice has not changed and you may review the policy and practices with respect to your personal information here or we will mail you a free copy upon request if you call us at 405-325-2211. A print ready version is also available by clicking here.
Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do.
The types of personal information we collect and share depend on the product or service you have with us. This information can include:
When you are no longer our member, we continue to share your information as described in this notice.
All financial companies need to share members’ personal information to run their everyday business. In the section below, we list the reasons financial companies can share their customers’ personal information; the reasons OU Federal Credit Union chooses to share; and whether you can limit this sharing.
| Reasons we can share your personal information | Reasons we can share your personal information | Does OU Federal Credit Union share? |
|---|---|---|
|
For our everyday business purposes —
such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or report to credit bureaus |
YES |
NO |
|
For our marketing purposes —
to offer our products and services to you |
YES |
NO |
|
For joint marketing with other financial companies |
YES |
NO |
|
For our affiliates’ everyday business purposes —
information about your transactions and experiences |
NO |
WE DONT SHARE |
|
For our affiliates’ everyday business purposes —
information about your creditworthiness |
NO |
WE DONT SHARE |
|
For nonaffiliates to market to you |
NO |
WE DONT SHARE |
OU Federal Credit Union
Image Collection and Usage:
Our banking app may collect and utilize user images for various purposes aimed at enhancing user experience and providing specific functionalities. Users maintain control over the camera access and usage within the app. Camera access is explicitly requested when the app requires image capture for any functionality. Users can enable or disable camera access at any time through the app’s settings. Disabling camera access will prevent the app from utilizing the camera for any functionality requiring image capture. We are committed to protecting the privacy and security of our users’ information. Any images collected are used solely for the intended purposes outlined above and are not shared with any unauthorized parties. By using our app, you consent to the collection and usage of images as described in this privacy policy.
To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings.
We collect your personal information, for example, when you
We also collect your personal information from others, such as credit bureaus, affiliates, or other companies.
Federal law gives you the right to limit only
State laws and individual companies may give you additional rights to limit sharing.
Affiliates – Companies related by common ownership or control. They can be financial and nonfinancial companies.
· OU Federal Credit Union has no affiliates
Nonaffiliates – Companies not related by common ownership or control. They can be financial and nonfinancial companies.
· Nonaffiliates we share with can include government agencies, plastic card processors(credit/debit/ATM), mortgage companies, consumer reporting agencies, data processors and check/share draft printers.
Joint marketing – A formal agreement between nonaffiliated financial companies that together market financial products or services to you.
· Our joint marketing partners include CUNA Mutual Group’s MEMBERCONNECT.