Checking Accounts

Some things should just be free!

At OU Federal Credit Union we offer just one basic checking account. It’s pretty simple, but after all, a checking account should be simple. You just need a safe place to hold your money so you can write checks or use your debit card to pay bills, make purchases, and manage your finances. OUFCU also offers secure online and mobile access to your checking account, allowing you to keep track of your money at any time of the day. Features of our simple credit union checking account include:

  • No monthly maintenance fees
  • No minimum deposit to open
  • Unlimited transactions
  • Free debit card
  • FREE Bill Pay
  • No per transaction fees
  • 24/7 account access online and on your mobile device
  • Overdraft Protection available from an existing account or line of credit


OU Federal Credit Union’s Overdraft Policies & Parameters

Need help setting up your household budget?

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Need help setting up your household budget?

Our Mission

OU Federal Credit Union is a progressive, member owned and controlled financial organization dedicated to providing comprehensive, low-cost, high quality financial services that are personalized for the membership.