Money Market Share Draft Accounts

Money Market Share Draft Accounts are a great way to save money and earn more interest on a high share balance. This account is limited to six withdrawals or transfers to another account or to a third party by means of preauthorized transfer or automatic transfer.

Silver Schooner Club

A special club for members over 55 years young!

This account entitles the member to a host of discounts on financial services. To join, a member must open a regular share draft checking account and sign up for direct deposit. If a member is not eligible for direct deposit, they must have an IRA or Term Share Certificate to qualify.

Benefits include:

  • Bonus dividend rate of 0.05% on Share and Share Term Certificates
  • Free OU Basic checks

Sooner Teen Club

(ages 13-17 years old)

An account with a minimum share deposit of $5.00 allows Sooner Teens to earn interest with no monthly service charge. We also offer a free checking account with one FREE box of basic checks at the opening (a qualified guardian is required). This account must be tied to the guardian account for overdraft protection. The purpose of this account is to teach teenagers how to maintain a share draft checking account.

Lil’ Boomer Club

(ages birth to 12 years old)

This is a savings account for the Lil Boomers’ with a minimum deposit of $5.00 that earns interest with no service charge. With each new account, the Lil’ Boomer will be given a OU Credit Union “Piggy Bank” to teach them how to save money until they can make their deposit. The first $100.00 balance will be rewarded with a FREE gift. The Lil’ Boomer member will receive a birthday card every year.

IRA, Roth IRA and Coverdell Education Savings

The dividends you earn on an IRA are tax deferred until you begin withdrawing funds at retirement. If it is a Roth account, you never pay taxes on the dividends earned. If you meet certain income requirements, you can even deduct your Traditional IRA annual contributions. You may make contributions up to your limit through out the year, or we can arrange regular automatic deposits from your share or share draft checking account, or through payroll deduction. You can begin distributions any time after age 59 1/2. The Credit Union also offers 182-day, 365-day and longer-Term Share Certificate programs for higher dividend earnings. Dividends are paid at maturity and applied to your term share balance. Minimum balance requirements are $5.00 for the IRA and Roth Shares, $1,000.00 for the Term Share Certificates.

Share Term Certificate

CDs offer a guaranteed dividend rate for the term you choose, for 182 days, 365 days or longer. A low $1,000.00 minimum balance means you don’t have to tie up large sums of money to earn higher dividends. Dividends can be deposited directly into your share savings account, share draft checking account or be directly mailed to you.


It is what you have all been waiting for, online banking made easy. With our new $oonerNet online banking product, the touch of a few buttons allows you to view your account history, transfer funds within your account, and even apply for a loan. This new product requires you to come into one of our three convenient locations to fill out the proper forms.

Audio Banking can be an easy time saver for you!

With Sooner or Later Line you can call to check your balances, transfer funds, or chose from various options 7 days a week, 24 hours a day. So if you are unable to come in just dial 1.405.325.7920 for convenient and easy use.

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