Your online experience is now even better!

  • Self-enrollment directly from the credit union’s website or the mobile app
  • One login for all services, including mobile deposit and bill pay
  • Initiate transfers from other financial institutions without visiting a branch
  • Enroll in eStatements and view up to five years of archived statements
  • Transfer funds internally, set-up text account alerts and download your transactions for budgeting!
Young women studying at university classroom


Download the Google app

Download from Apple

Initial Login

All members will have the ability to self-enroll if they are a member in their own right. Joint owners will have to contact the credit union to be manually loaded but only after the primary member has enrolled.

When logging in for the first time, users will choose “New to Online Banking”

To activate online banking, you will need to enter your member number, an email address, the last four of your social, your birthdate (MM/DD/YYYY format), and the numerical portion of your address. If you have a PO Box, you would use the numbers from your PO Box.

The following fields validate in Forza®:

  • Last four of SSN
  • Birth date
  • Address
  • Member #

To submit the form, you must click to acknowledge the terms of the Online Banking Disclosure and certify that you are not a robot.

You will then click “Submit.”

If any of the fields do not match what the credit union has on file, you will receive an error indicating “Authentication Failed.” It will be necessary for you to contact the credit union to correct the information.

You will then be presented with a temporary password in RED. You are encouraged to copy this for use later. You will be sent to the regular login screen and be asked to enter your Login ID. Temporarily, this will be your member #.

On the next screen, the user will need to enter the same email address as they did on the registration page.

On the next screen, you must enter the temporary password you were issued before.

The next series of screens will require each user to update their user ID as well as their password. If you are on a personal, device, you can choose  to remember the device so that you will not have to verify your email address and receive a security code each time youlog in.

You will be asked to confirm your email address (by clicking the “Check here if this is your valid email” and to start eStatements.

On the next screen, you will choose your username. You will need to can check to see if the user name is available by entering it and clicking “Test if username is available.”  If it is, a green check mark appears next to the Username field.  If not, you will need to re-enter a new one and re-check.

Users will re-enter their chosen username and then click Continue.

On the third of five screens, you will set a confidence word as well as enter text enabled phone #. A text enabled phone # is important to receive the security codes for logging in on other devices (such as the mobile app).  Once both are entered, click “Continue.”

On the fourth screen, you will paste the temporary password issued and then enter and confirm the new password for future access. The password set must be at least 8 characters long and contain one upper case letter, one lower case letter and 1 number. Special characters (such as !, # or $) are also allowed.  When passwords meet the requirements, all items on the list turn green.

To complete registration, you then click “Continue.”

Subsequent Logins

After the initial registration, you will enter your login from the home page of the credit union and click “Login.”

If you mistype your login, your Confidence Word will not appear when entering your password.

Once a computer has been registered, you member will only need to enter your login and password. No additional verification will be required. Each new device (desktop, mobile app or tablet) will require re-entering the email address and receiving a security code.




OU Federal Credit Union is a progressive, member owned and controlled financial organization dedicated to providing comprehensive, low-cost, high quality financial services that are personalized for the membership.